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The Rise of the Unified API in Banking: The End of Country-By-Country Integration

Software has brought markets from around the world closer than ever. A software firm in Tallinn can easily sell to a customer in Brisbane...
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Why Banks are More Resilient After a Run

By Dr Kenneth Baldwin Banks typically fail because they have too little cash on hand to meet payment demands (a liquidity problem) or asset values...
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The New Swiss Vault: How Private Banks Can Govern Digital Assets Without Losing Trust

By Boecyàn Bourgade A strategic framework for integrating digital assets through custody, governance, and sustainability   This article proposes a six-pillar framework for private banks to...
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The Business Case for Nature: Unlocking Long-Term Growth

By Lara Alvarez  Sustainable finance is rapidly evolving into a key driver of long-term economic resilience. Lara Alvarez explains how integrating nature-related risks into financial...
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Cryptocurrency: An Impetus or Impediment Towards Financial Sustainability?

By Rafael Alfonso R. Remo and John Paolo R. Rivera Cryptocurrency continues to redefine the global financial landscape. As digital currencies grow in adoption, institutions...
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The Quiet Revolution in Consumer Finance: Why Emerging Markets Are Skipping Traditional Banking

In a world where nearly everything can be done from your phone, you’d think banking would be the easiest thing to access. But in...
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How Payment Gateways are Revolutionising the Subscription Economy

The rise in the number of digital payments is a testament to the shifting landscape of the Indian economy. According to Statista, digital payments...
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How AI in Financial Services Will Re-Shape Geopolitics 

By Chetan Dube  AI is no longer just a tool for automation—it’s a force reshaping global power. In this compelling analysis, Chetan Dube explores how...
A futuristic robotic hand showcases financial growth through interactive data visualization, symbolizing the harmony between technology and business innovation.

Inclusive Banking in 2025 – How AI is Closing the Gap for the Unbanked 

By Giovanni Oppenheim Globally, approximately 1.4 billion adults remain unbanked, according to the World Bank. Many of these individuals lack access to financial services due...
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Bad Business: Why Pinkwashing is Not Women-Centered Design, and Never Will Be? 

By Rathi Mani-Kandt Let’s talk about the pink elephant in the financial inclusion room: why don’t financial service providers design products intentionally for women?  The success...

EDITOR'S PICK OF THE WEEK

China economic growth

China’s Challenging Search for a New Model of Economic Growth

By Danny Leipziger China cannot continue to rely on exports to drive its growth, but what are the alternatives? China ran a $1.2 trillion trade surplus last year, and despite admonitions from the IMF to rely...

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