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Fair Lending Compliance for Mortgage Lenders – An International Concern

May 13, 2013 • GLOBAL ECONOMY, FINANCE & BANKING, Personal FinanceComments (0)

By Anna DeSimone Both the U.S. and the European Union are addressing the problems believed to have created the financial crisis by heightening consumer protection in the mortgage lending sector. Regulations such as the Dodd-Frank Act (U.S.) and the European Standardised Information Sheet focus on the consumer’s ability to repay and hope to strengthen the

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Mortgage Lending Solutions for Troubled Markets

March 14, 2013 • GLOBAL ECONOMY, FINANCE & BANKING, SPECIAL FEATURES, Global Giants, Personal Finance, Unprotected PostComments (0)

By Anna DeSimone Creation of wealth began with farmers who planted something into the land and earned income from harvesting food. Others created wealth from something taken from the ground, such as oil, coal and other minerals. In many countries around the

A Golden Opportunity?

May 27, 2012 • GLOBAL ECONOMY, FINANCE & BANKING, BUSINESS & INNOVATION, CULTURE & LIFESTYLE, SPECIAL FEATURES, Global Giants, Europe, Global Capital Markets, Personal Finance, Unprotected PostComments (0)

By Andy Simpson Since 2009, there has been a 192.6% increase in volumes of Single Malt Scotch Whisky (SMSW) sold at auction in the UK, a testament to the increasing popularity of SMSW, not just as a drink, but a valued collectable and an increasingly viable

Italy: A Consumer Story

March 3, 2012 • GLOBAL ECONOMY, CULTURE & LIFESTYLE, Europe, Personal FinanceComments (0)

By Emanuela Scarpellini Can we go on consuming as we do today, perhaps even more so? Would it not be better to devise a consumer model that is more thrifty and balanced, maybe on the lines of yesteryear? You might also like: Decrypting The Aspiring Indian

Conventional versus Islamic Private Equity

January 4, 2012 • GLOBAL ECONOMY, FINANCE & BANKING, EMERGING TRENDS, Frontier Markets, Global Capital Markets, Middle East & Africa, Personal FinanceComments (1)

By Mohamed Ali Chatti and Ouidad Yousfi There are some similarities between Islamic and conventional PE, like for example the active participation, the quick exit of the PE fund and the close partnership. But they display also different features. You might

From A Niche Market To The Mainstream: What Has Driven Islamic Banking Growth?

January 4, 2012 • FINANCE & BANKING, EMERGING TRENDS, Frontier Markets, Banking Innovation, Middle East & Africa, Personal FinanceComments (0)

By Patrick Imam and Kangni Kpodar Despite the rapid growth in Islamic banking during the past decade, challenges remain, pointing to the need for further reforms and greater harmonization in the interpretation of what is Shariah compliant between Islamic

An Inquiry into Why America Spends While the World Saves

January 4, 2012 • GLOBAL ECONOMY, FINANCE & BANKING, CULTURE & LIFESTYLE, Americas, Personal FinanceComments (0)

By Sheldon Garon Recently the issue of saving has become maybe too exciting. Despite a booming economy, household saving rates sank to near-zero levels by 2005. Three years later, the U.S. economy experienced a housing and financial meltdown from which we

A Comment on “The American Mortgage System: Crisis and Reform”

January 4, 2012 • GLOBAL ECONOMY, Americas, Global Capital Markets, Personal FinanceComments (0)

By Marvin M. Smith, Anthony Orlando, and Susan Wachter “If price discovery continues to be unattainable in both the subprime, structured CDO and lower quality markets, and if bridges become non-liquefiable, then what we have is a ‘financing’ dilemma.

Time to Win Investors Over

January 4, 2012 • GLOBAL ECONOMY, FINANCE & BANKING, EMERGING TRENDS, Capitalism in the 21st Century, Editor’s Choice, Global Capital Markets, Governance & Regulation, Personal Finance, Unprotected PostComments (0)

By Baruch Lev Managers need to be able to respond to investors’ concerns and regain their trust, but their response is seriously hindered by the numerous myths and misconceptions they hold about investors and capital markets. This article explains why. You

Putting Mind into Markets

January 4, 2012 • FINANCE & BANKING, SPECIAL FEATURES, Editor’s Choice, In-depth, Banking Innovation, Personal Finance, Unprotected PostComments (0)

By David Tuckett The 2008 financial crisis showed that human emotion has a critical impact on financial markets. The newly established discipline of ’emotional finance’, pioneered by David Tuckett, draws on principles of psychoanalysis to enable